Seeking financial advice can be a daunting experience for even the most seasoned investors as the array of companies, products and sources of advice is not always clear or obvious.

To add a further complication access to suitable financial products and solutions can be provided through four different sources:

• Tied
• Multi Tied
• Independent
• Whole of Market but not Independent

The tied advisers are only able to offer the products of the company they represent and act only on its behalf.

Multi tied advisers offer the products of a number of companies

Independent Financial Advisers, however, does not have these constraints and are able to select, from the whole market, products best suited to your personal requirements - acting purely on the clients behalf.

Whole of Market but not Independent adviser is one who while not being independent does advise from the whole of the market and would usually not offer a fee option.

Independent Financial Advisers provides a realistic solution to financial problems from the total range of products available.